What Does a Home Warranty Cover?

What does a home warranty cover? The helpful customer service team at HWA has the answers!

It’s important to distinguish the difference between home insurance and a home warranty. Home insurance (which is mandatory if you have a mortgage on your home), covers your home in the event of damage due to man-made disasters or a natural calamity – but not major home appliances and mechanical systems. In contrast, a home warranty will repair or replace these vital appliances/systems that break down due to normal wear and tear during the coverage term.

A general home warranty usually provides coverage for one year. But at HWA, you are covered for 13 months for a home you are buying or selling. There are no restrictions on the age of your house, townhouse or condominium or appliances, or inspections required prior to purchase (although HWA highly recommends that all buyers have the property inspected before purchase). And because HWA offers an extensive range of home warranty options, you can have confidence that we will design a plan that works for you. HWA even offers a GreenPlus option that allows you to replace covered appliances and systems when needed with ENERGY STAR-qualified products.

HWA’s award-winning customer service is available 24 hours a day, 7 days a week, and will locate qualified contractors whenever and wherever you need them. Just place a claim online or call 888-492-7359. After you pay a small trade call fee starting at $50, a screened technician will come to your home to diagnose and fix the problem.

If you’re still wondering what does a home warranty cover, view our plans. Or if you are ready to get started, free quotes are available for Real Estate Professionals and homeowners.

Our Purpose

To provide helpful service with empathy and compassion

Our Promise

To provide comprehensive high-value home warranty coverage.