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HWA has been protecting homeowners since 1996, and we care about our customers and their home repair issues.
We offer multiple plans at competitive monthly rates. We also offer a variety of payment plans to better serve customers, no matter their budget. If you compare HWA's rates and coverage to those of other home warranty companies, we think you'll agree that we deliver premium value at a competitive price.
You can make a service request online 24/7/365, or you can call our customer service team.
If it's determined that you need a service technician, our specialists will make the arrangements without delay.
If you purchased your home warranty before March 22, 2021, please click here for more detailed information on the claims process.
If you purchased your home warranty on or after March 22, 2021, please click here for more detailed information on the claims process.
Home Warranty of America covers homes, systems and appliances that are new and old. There are no age restrictions on anything we cover. No inspections are required. The warranty simply requires that the items be working and functional at the time of purchase. HWA may request a copy of your inspection report for items in a recently-purchased home.*
Premium Coverage is an option you can buy to protect equipment that is not covered by typical home warranty contracts. For example, traditional home warranty coverage for a dishwasher does not cover racks, baskets, rollers and door seals, but Premium Coverage does cover these components. There are more than 30 items covered in HWA's Premium Coverage; view our costs and coverage for details.
Homeowners insurance and home warranties are both designed to help you in the event of loss or damage to your home or belongings. While there may be some overlap, these policies tend to cover different things.
Home warranties cover repairs and replacements for systems and appliances that fail due to normal wear and tear. Homeowners insurance covers homes and property in the event of damage or loss from covered perils like fire and natural disasters.
You can learn more about the difference between homeowners insurance and a home warranty, get more information on the protection each one offers and get tips on how to decide on the type of coverage you need in our Learning Center article.
Yes! Claims are serviced by a prescreened and highly qualified network of providers.
When you have a service claim under an HWA home warranty, you pay a trade call fee to have a service technicians come to your home and diagnose the problem. For many covered items, the trade call fee will be your only cost.** This protects you against the high costs of home and appliance repair while providing you peace of mind.
The amount of the trade call fee varies depending on the plan and by state, but starts as low as $75. This fee is clearly stated on every contract so there are no surprises. Check out these price comparisons to see the typical cost to repair or replace an appliance or mechanical system in your home if you don't have a home warranty versus the cost of a trade call fee.
Depending on your contract, the trade call fee may be due when your service visit is scheduled or when a contractor visits your home. This will be stated clearly in your contract. Check the Customer Service section of your contract for current pricing, limits of liability and exclusions.
Renewing your warranty is simple, and you can do it online! Just login to your account, select the coverage you want and set your contract to renew. Our video will show you just how easy it is.
A home warranty from HWA protects your budget and your peace of mind against the unexpected expenses of inevitable home repairs. Whether you're buying, selling, or already in your home, we have a plan to fit your needs!View Plans
*Home inspections not required for Premier or Premier Plus plans.
**Trade call fee varies by plan. Depending on your contract, trade call fees may be due when your service visit is scheduled or when a contractor visits your home. This will be stated clearly in your contract. Check the Customer Service section of your contract for current pricing, limits of liability and any exclusions which may require additional fees.